Important Disclaimers and Legal Information
Past performance does not guarantee future results.
Financial planning involves risk and individual circumstances vary significantly. Consider your financial situation carefully before making decisions.
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as personalised financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding accuracy, adequacy, validity, reliability, availability or completeness of any information.
This disclaimer applies to all pages, content, and services offered through the zenoliravaex.com website and any associated materials or communications.
Information Accuracy and Currency
While we strive to keep information current and accurate, financial markets and regulations change frequently. Information presented may not reflect the most recent developments, and we cannot guarantee that all information is up-to-date at the time of your access.
We make no guarantees regarding the accuracy, completeness, or reliability of any information provided through our services or website.
Limitation of Liability
To the fullest extent permitted by applicable Australian law, zenoliravaex and its directors, employees, agents, and affiliates shall not be liable for:
- • Any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services
- • Any financial losses resulting from decisions made based on information provided through our services
- • Any errors, omissions, or inaccuracies in the content provided on our website or during consultations
- • Any interruption or cessation of transmission to or from our website or services
- • Any damages arising from unauthorised access to or alteration of your data or communications
Professional Financial Advice Notice
The information and discussions provided through our subscription service are for educational and informational purposes only. They do not constitute professional financial advice tailored to your specific circumstances.
Before making any significant financial decisions, you should consult with qualified financial advisors, accountants, or other appropriate professionals who can provide advice specific to your situation.
External Links and Third-Party Content
Our website may contain links to external websites or reference third-party services. These links are provided for convenience and informational purposes only.
We do not endorse, warrant, or guarantee the products, services, or information described or offered at these external sites, nor do we have any control over their content or availability.
Financial Information Disclaimer
All financial information, market data, and analysis provided through our services are based on publicly available information and our professional interpretation. Market conditions can change rapidly and unpredictably.
Any discussion of financial instruments, markets, or strategies should not be interpreted as recommendations to buy, sell, or hold any particular assets. Individual circumstances vary significantly.
Results and Outcomes Disclaimer
Individual results may vary significantly based on personal circumstances, market conditions, and implementation of discussed strategies.
There are no typical results from our financial planning consultations, as each client's situation, goals, and outcomes are unique. Success depends on numerous factors beyond our control.
Errors and Omissions
Despite our best efforts to provide accurate information, errors or omissions may occur in our content, calculations, or discussions. We are not responsible for any decisions made based on such errors or omissions.
If you identify any errors in our information, please contact us promptly so we can investigate and make necessary corrections.
User Indemnification
By using our services, you agree to indemnify and hold harmless zenoliravaex, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or your breach of these terms.
Jurisdiction and Governing Law
These disclaimers and your use of our services are governed by Australian law and the laws of the state where our business is registered.
Any disputes arising from your use of our services shall be subject to the exclusive jurisdiction of the Australian courts.
Some jurisdictions may not allow certain limitations of liability, so some of the above limitations may not apply to you.
Severability of Terms
If any provision of this disclaimer is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remainder of this disclaimer remains in full force and effect.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website.
Contact Information for Disclaimer Queries
If you have questions about this disclaimer or need clarification on any points, please contact us:
zenoliravaex
Level 12, 90 Collins Street, Melbourne VIC 3000, Australia
This disclaimer was last updated on September 3, 2025.
By continuing to use our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.